IFRS-compliant cloud accounting for growing SMEs
Double-entry books, integrated POS, VAT filings and multi-entity reporting — one platform for your business and the firm that serves it.
No credit card required · 30-day free trial · IFRS compliant
FinSageProduct experience
The engine room behind every FinSage ledger
Not screenshots in a brochure — the actual workspaces your finance team lives in, built on a double-entry core.
| Period | Opening liability | Payment | Interest @ 10% | Closing liability | ROU depreciation |
|---|---|---|---|---|---|
| 2026 | 295,682 | 78,000 | 29,568 | 247,250 | 59,136 |
| 2027 | 247,250 | 78,000 | 24,725 | 193,975 | 59,136 |
| 2028 | 193,975 | 78,000 | 19,398 | 135,373 | 59,136 |
| 2029 – 2030 | 135,373 | 156,000 | 20,628 | 0 | 118,274 |
Technical IFRS mechanics, running quietly in the background
Lease schedules, revenue recognition and deferred tax are computed from your journals — not bolted on at year-end. Every figure traces back to a source entry.
- IFRS 16 lessee and lessor schedules with automatic ROU asset and liability movement
- IFRS 15 revenue recognition with contract-stage templates
- Deferred tax reconciliation tied to your asset and provision ledgers
- Disclosure-note register that drafts notes straight from the numbers
Modules
Powerful IFRS-compliant modules
Every module writes to the same double-entry core — no exports, no re-keying, no reconciliation spreadsheet soup.
IFRS 16 Lease Accounting
Lessee and lessor schedules, ROU assets and lease liabilities maintained automatically from your contracts.
IFRS 15 Revenue Recognition
Contract-stage templates that recognise revenue on the pattern your business actually earns it.
Projects & Job Costing
Track cost, revenue and margin per project or engagement, with WIP that reconciles to the ledger.
Loans & Financing
Amortisation schedules, interest accruals and covenant-ready schedules for every facility.
Vendor Management & AP
Control accounts, ageing, credit control and payment runs that keep supplier relationships clean.
Inventory & Catalog Studio
Stock valuation, manufacturing BOMs and wastage tracking across single or multiple locations.
Bank & Cashbook
Bank feeds and reconciliations that clear to zero, with a cashbook your accountant will actually trust.
VAT Returns & Tax Compliance
VAT reconciliation and filing packs built from the ledger — no spreadsheet handoffs at month-end.
Asset Tax & Income Tax
Tax balances, deferred tax recon and income tax computation that tie back to the books.
Point of sale
POS workspaces that speak fluent accounting
Most POS systems dump a CSV on your accountant at month-end. FinSage POS posts every sale into the double-entry ledger as it happens — so the shop floor and the books never disagree.
- Cashier and manager workspaces, each scoped to its own role
- Sales, payments and inventory that post straight into the ledger
- End-of-day banking and cash-up built into the close process
- Manager overview: live sales, stock movement and margin reports
Practitioner suite
Built for the firms that keep SMEs honest
One connected flow — from onboarding a client to signing off their AFS. Accountants work inside client workspaces with delegated, permission-scoped access, on Practice plans from M399/month with a 90-day trial.
Step 01
Client Portfolio Management
Every client company, its plan and its compliance status in one portfolio view.
Step 02
Engagement & Workflow
Recurring engagements with owners, deadlines and progress — bookkeeping to AFS.
Step 03
Document Request Portal
Clients get a checklist; you stop chasing attachments over WhatsApp and email.
Step 04
Review & Sign-off
Preparer-to-reviewer flow with sign-off trails that stand up in file reviews.
Pricing
Straight pricing, in Maloti
Start free or take a full-featured trial. No card, no gateway games — pay by EFT or mobile money when the trial ends.
Free
Run your core books forever, at no cost.
- GL journals, invoices and ledger
- Trial balance, P&L and balance sheet
- Balance sheet view-only
- Double-entry engine from day one
Business
The full operating stack for a growing SME.
30-day free trial · no card required
- AR/AP with control accounts
- Quotes and credit control
- Bank reconciliation
- VAT reconciliation and filing
- Fixed assets (cost model)
- Inventory, manufacturing and POS
- Budgets
Premium
Technical IFRS accounting, handled.
30-day free trial · no card required
- Everything in Business
- PPE subsequent measurement
- Lease accounting (lessee & lessor)
- PPE / lease / IP / IA disclosure notes
- Tax recon and deferred tax
- Accruals, loans and projects
- Payroll with benefit deductions
Enterprise
Group structure, consolidation and filings.
30-day free trial · no card required
- Everything in Premium
- Full disclosure note register and export pack
- PAYE filing
- IAS 19 employee benefits accounting
- Operational planning (OPS)
- Consolidation and group structure
Prices in Maloti (M) per month. 1 Maloti = 1 Rand. VAT excluded where applicable. Practice plans include delegated work inside client workspaces at the matching tier level. Annual billing available on request.
FAQ
Questions finance teams ask first
Is FinSage IFRS compliant?+
Yes. FinSage is built around IFRS-aligned mechanics: IFRS 16 lease accounting (lessee and lessor), IFRS 15 revenue recognition, deferred tax reconciliation, IAS 19 employee benefits on the Enterprise tier, and a full disclosure-note register with export packs.
How much does FinSage cost?+
Business tiers are Free (M0), Business (M299/month), Premium (M649/month) and Enterprise (M1,399/month). Accounting practices choose Practice Starter (M399/month), Practice Growth (M1,199/month) or Practice Firm (M2,499/month). Prices are in Maloti; 1 Maloti equals 1 Rand.
Do I need a credit card to start?+
No. Paid tiers start with a 30-day free trial and no card is required. When the trial ends you pay by EFT or mobile money and your subscription is confirmed by our billing team.
Can my accountant access my books?+
Yes. The FinSage Practitioner Suite lets your accounting firm work inside your workspace with delegated, permission-scoped access — engagements, document request portals, review and sign-off workflows.
Does FinSage include a POS system?+
Yes. Business tier and above include integrated POS workspaces for cashiers and managers — sales, payments, inventory and reports that post straight into your double-entry ledger.
Is FinSage suitable for manufacturing businesses?+
Yes. Business tier and above include inventory and manufacturing workflows — bills of materials, batch production records and wastage tracking — designed for food production, retail and distribution SMEs.
Your books, your shops and your accountant — finally in one place
Open your company on FinSage in minutes. Free tier forever, or 30 days of every feature — no card, no setup fees.
No credit card required · 30-day free trial · IFRS compliant